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Add private credit plugin — missing vertical in FSI coverage #16

@KD-alt20

Description

@KD-alt20

Your current financial services plugin lineup covers investment banking, equity research, private equity, and wealth management — but private credit is absent. Given that private credit AUM has surpassed $2 trillion and is one of the fastest-growing segments in financial services, this is a meaningful gap.
We've built a plugin covering the core workflows private credit analysts and portfolio managers run daily:
6 Skills (auto-fire):

Covenant Compliance — maintenance vs. incurrence testing, step-down schedules, headroom analysis, compliance cert cross-checking
EBITDA Add-Back Treatment — GAAP-to-Adjusted waterfall, permitted addbacks, cap mechanics, realization tracking
Credit Memo Standards — IC memo structure, section order, minimum content bar, advocacy tone calibration
Quarterly Package Extraction — P&L → BS → CF extraction order, label matching, cert vs. financials reconciliation
Borrower Monitoring — full quarterly workflow, credit trajectory evaluation, watchlist criteria, management call prep
Credit Model Standards — LBO-based structure, FCF waterfall, case methodology, debt schedule roll-forward

6 Commands (user-triggered):

/private-credit:cim-screen — Pass / Pursue / More Info from a CIM or teaser
/private-credit:ic-memo — Full IC memo in private credit format
/private-credit:quarterly-review — Covenant table + variance summary + management questions
/private-credit:covenant-check — Comprehensive compliance snapshot with headroom
/private-credit:amendment-summary — Structured diff of every change in an amendment
/private-credit:scenario-analysis — Base / Downside / Stress with covenant breach flagging

Repo: https://github.com/KD-alt20/private-credit-plugin
The plugin follows the same structure as your existing FSI plugins (.claude-plugin/plugin.json, commands/, skills/ with SKILL.md files). Apache-2.0 licensed.
Built from decades of deployment experience across leveraged finance, ABL, and special situations. Happy to adapt structure or formatting to match any conventions in this repo.

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